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About Reserve Credit Union

A bank built on trust, driven by people

Since 1987, we've helped millions of customers grow, protect and move their money — with technology that works and people who care.

Partnership and trust

38+

years of service

Our Story

From a single branch to a global platform

Reserve Credit Union began in 1987 as a community credit union in New York, with one simple idea: banking should serve people, not the other way around. Four decades later, that idea powers a platform used in more than 150 countries.

Today we combine the discipline of a federally chartered institution with the speed of a modern technology company — instant transfers, smart cards, investments and lending, all in one secure dashboard.

2M+

customers worldwide

$50B+

assets managed

Our Values

What we stand for

Integrity First

Transparent pricing, honest advice, and no fine print designed to confuse.

Security Always

Every layer of our platform is built around protecting your money and data.

Customers at the Center

Real support from real people, and products shaped by customer feedback.

Relentless Innovation

We ship improvements continuously — banking that gets better every month.

Milestones

Four decades of progress

1987

Founded in New York

Opens as a community credit union with 400 founding members.

2003

National expansion

Crosses 500,000 customers and launches online banking.

2016

Digital-first relaunch

A rebuilt platform brings instant transfers and smart cards.

Today

Global and growing

2M+ customers in 150+ countries, with more launching every quarter.

Leadership

The people behind the platform

AM

Amara Mitchell

Chief Executive Officer

25 years in retail banking; led our digital transformation since 2014.

DO

Daniel Okafor

Chief Financial Officer

Former central-bank economist focused on sustainable growth.

LN

Lena Nguyen

Chief Technology Officer

Fintech veteran; architect of our real-time payments platform.

RB

Rafael Bianchi

Chief Risk Officer

Guardian of the security and compliance standards our customers rely on.

Become part of the story

Open your account in minutes and see why millions trust Reserve Credit Union with their money.